Best Cheap Phone Plans with Phone: Affordable Options for 2025
Finding a cheap phone plan with a phone requires careful consideration of several factors, including data limits, network reliability, and device compatibility. Many carriers offer discounted or free phones when you sign up for a specific plan, but these deals often come with strings attached, such as long-term contracts or trade-in requirements. Below, we break down the key aspects to consider when choosing a plan and highlight the best options currently available.

Types of Phone Plans
Phone plans generally fall into two categories: prepaid and postpaid. Prepaid plans require payment upfront and do not involve credit checks, making them ideal for those with limited budgets or poor credit. Postpaid plans bill you at the end of the month and often include perks like device financing and international roaming.
Prepaid Plans
- No credit checks or long-term contracts
- Flexibility to switch carriers anytime
- Typically cheaper than postpaid options
Postpaid Plans
- Often include device financing options
- May offer family or group discounts
- Better customer support and additional perks
Top Cheap Phone Plans with Phones in 2025
Below is a comparison table of the most affordable phone plans that include a device, based on current offerings from major US carriers and MVNOs.
Provider | Plan Name | Monthly Cost | Included Phone | Data Limit |
---|---|---|---|---|
T-Mobile | Essentials | $50 | Samsung Galaxy A14 | Unlimited |
Verizon | Visible Basic | $40 | Motorola Moto G Power | Unlimited |
AT&T | Prepaid Unlimited | $45 | Apple iPhone SE | Unlimited |
Mint Mobile | Unlimited Plan | $30 | Google Pixel 6a | Unlimited |
How to Choose the Right Plan
Selecting the best plan depends on your usage patterns, budget, and coverage needs. Here are some tips to help you decide:
- Check Coverage: Ensure the carrier has strong coverage in your area.
- Data Needs: Light users may save with limited data plans, while heavy streamers should opt for unlimited data.
- Device Preferences: Some carriers offer premium phones, while others provide budget-friendly options.
For more information, visit the official websites of T-Mobile , Verizon , AT&T , and Mint Mobile .