Best Free Phone with Contract Plans in the US (2025)
Getting a free phone with a contract can be a great way to upgrade your device without a hefty upfront cost. These plans are offered by major carriers and some smaller providers, often tied to postpaid agreements where the cost of the phone is spread over the contract term. The key advantage is affordability, as you can get high-end smartphones like the iPhone 15 or Samsung Galaxy S24 without paying the full retail price.

How Free Phone with Contract Plans Work
Free phone with contract plans are typically structured as installment agreements. The carrier covers part or all of the device cost, and you repay it through monthly bill credits over the contract term. For example, a $1,000 phone might be offered for $0 upfront, with the cost divided into 24 monthly payments of around $41.67. If the carrier offers a promotional discount, these payments may be offset by bill credits, effectively making the phone free as long as you stay with the carrier for the full term.
Key Considerations
- Contract Length: Most plans require a 24- to 36-month commitment.
- Credit Check: Postpaid plans usually require a credit check.
- Trade-In Requirements: Some deals require trading in an eligible device.
- Plan Restrictions: Free phone offers may be tied to specific unlimited or high-tier plans.
Top Carriers Offering Free Phone with Contract Deals
Here are the leading carriers in the US that provide free phone with contract plans as of March 2025:
Verizon
Verizon offers some of the most competitive free phone deals, especially for trade-in customers. Their “Get More Unlimited” plan often includes promotions for flagship devices like the iPhone 15 Pro or Samsung Galaxy S24 Ultra. Verizon’s network reliability and extensive coverage make it a popular choice.
AT&T
AT&T frequently runs promotions where customers can get a free phone with trade-in and a qualifying unlimited plan. Their “AT&T Next Up” program also allows early upgrades after paying half of the device cost.
T-Mobile
T-Mobile stands out with its “Magenta” and “Go5G” plans, which often include free phones with trade-in. Their “Keep & Switch” program even pays off your remaining device balance when you switch from another carrier.
MVNOs (Mobile Virtual Network Operators)
Smaller carriers like Metro by T-Mobile and Cricket Wireless also offer free phone deals, usually with lower monthly costs but fewer premium device options.
Comparison of Free Phone with Contract Plans
| Carrier | Plan Name | Device Example | Contract Term | Monthly Cost (After Credits) |
|---|---|---|---|---|
| Verizon | Get More Unlimited | iPhone 15 Pro | 36 months | $0 (with trade-in) |
| AT&T | Unlimited Premium | Samsung Galaxy S24 | 36 months | $0 (with trade-in) |
| T-Mobile | Go5G Plus | Google Pixel 8 Pro | 24 months | $0 (with trade-in) |
| Metro by T-Mobile | $60 Unlimited Plan | OnePlus Nord N30 | 24 months | $0 (no trade-in required) |
Pros and Cons of Free Phone with Contract Plans
Pros:
- No upfront cost for high-end devices.
- Access to the latest smartphones.
- Convenient monthly payments.
Cons:
- Long-term commitment required.
- Early termination fees may apply.
- Higher monthly plan costs compared to prepaid options.
Final Thoughts
Free phone with contract plans can be a smart choice for those who want a new device without paying full price upfront. However, it’s crucial to read the fine print and compare offers from different carriers to find the best fit for your needs. Always consider the total cost over the contract term and whether the plan’s features align with your usage habits.
References:
Verizon
AT&T
T-Mobile
Metro by T-Mobile