Best Low Cost Cell Phone Plans in the US: Affordable Options for 2025
Choosing the right low cost cell phone plan requires careful consideration of your usage habits, budget, and network preferences. The US market offers a variety of options, including prepaid, postpaid, and no-contract plans from both major carriers and smaller providers. Major carriers like Verizon, AT&T, and T-Mobile provide budget-friendly options under their subsidiary brands, while MVNOs (Mobile Virtual Network Operators) such as Mint Mobile, Visible, and Cricket Wireless offer competitive pricing by leasing network infrastructure.

When evaluating low cost cell phone plans, consider the following factors: network coverage, data speeds, customer support, and additional features like mobile hotspot or international roaming. Prepaid plans often come with lower monthly costs and no credit checks, making them ideal for those with limited budgets or poor credit. Postpaid plans, while slightly more expensive, may include perks like device financing or family discounts. MVNOs typically offer the best value for money, with plans starting as low as $15 per month for basic services.
Types of Low Cost Cell Phone Plans
There are three primary types of low cost cell phone plans available in the US: prepaid, postpaid, and no-contract plans. Each has its advantages and drawbacks, depending on your needs.
Prepaid Plans
Prepaid plans require payment upfront and do not involve long-term contracts. They are ideal for those who want to avoid credit checks or prefer flexibility. Popular prepaid options include:
- Mint Mobile: Offers plans starting at $15/month with unlimited talk and text.
- Visible: Provides unlimited data, talk, and text for $25/month on Verizon’s network.
- Cricket Wireless: Features affordable family plans with shared data.
Postpaid Plans
Postpaid plans bill you at the end of the month and often include perks like device financing. These are suitable for those who want premium features and reliable service. Examples include:
- T-Mobile Essentials: Starts at $60/month for unlimited data.
- AT&T Unlimited Starter: Priced at $65/month with nationwide coverage.
No-Contract Plans
No-contract plans offer the flexibility of prepaid with the benefits of postpaid, such as better customer support. Examples include:
- Google Fi: Uses multiple networks for coverage starting at $20/month.
- US Mobile: Customizable plans with options for light or heavy data users.
Comparison of Top Low Cost Cell Phone Plans
Provider | Plan Name | Price | Data Allowance | Network |
---|---|---|---|---|
Mint Mobile | Unlimited Talk & Text | $15/month | 4GB | T-Mobile |
Visible | Unlimited Plan | $25/month | Unlimited | Verizon |
Cricket Wireless | Unlimited Core | $55/month | Unlimited | AT&T |
T-Mobile | Essentials | $60/month | Unlimited | T-Mobile |
AT&T | Unlimited Starter | $65/month | Unlimited | AT&T |
Factors to Consider When Choosing a Plan
Before selecting a low cost cell phone plan, evaluate the following aspects to ensure it meets your needs:
- Coverage: Check the carrier’s coverage map to ensure service in your area.
- Data Speeds: Some budget plans throttle speeds after a certain data limit.
- Customer Service: Research customer reviews to gauge support quality.
- Additional Features: Look for perks like hotspot data or international roaming.
By comparing these factors, you can find a plan that balances affordability with functionality. For more information, visit the official websites of providers like Mint Mobile , Visible , and Cricket Wireless .